Tactical Asset Allocation is an active strategy that seeks to shift the percentage of invested dollars between the asset classes (stocks, bonds, etc.) to increase returns and lower risk.
According to landmark research by legendary investor Gary Brinson, your asset allocation determines over 90% of your return variability.
We focus on optimizing asset allocations to minimize risk and maximize returns rather than trying to pick the next 'hot stock'.
Our unique strategy is designed to determine:
Financial Advisors receive compensation in one of two ways: commission or fee-based (non-discretionary or discretionary)
At Innova, we operate on an on-going management fee basis which motivates advisors to focus on their existing clients' needs, rather than on finding new clients, which has led to our near perfect retention rate. We specifically eliminated offering/recommending (or similar) deferred service charge (DSC) structured products funds that pay the advisor a commission in exchange for locking-in a client’s dollars for several years. Instead, we operate on a transparent fee-for-service platform where fees are visible, easy-to-understand, and below market price. Some of these fees may also be tax-deductible, optimizing your holistic financial plan.